New York - It’s been a long time coming, and perhaps a cause for celebration.

But when it comes to your finances, the new record high for the Dow Jones industrial average will probably have zero impact. Most retirement or brokerage accounts will be unaffected.

The Dow index, a symbol of investor euphoria and despair for decades, climbed to a new high close on Tuesday — 18,347.67.

It’s taken over a year — a long time in Dow terms — but it’s been a rocky one.... Read More: VIN